The
government may offer performance based incentives to banks under the Jan Dhan Yojana which will depend on parameters like the number of accounts
opened, the number of households covered, camps conducted and house to house
surveys being done by the bank staff.
Industry
lobby group Indian Banks' Association (IBA) is engaged in giving a broad
outline and conceptualising the incentive scheme. Bankers said that it is the
government which will take the final call.
The Pradhan Mantri Jan Dhan Yojana announced by Prime Minister
Narendra Modi on August 15 and was launched on August 28 envisages access to banking services to all the un-banked individuals in India. Under this
scheme, 75 million people would be provided with a bank account and overdraftfacility
of Rs 2000.
Further, they would be provided with a RuPay debit card and Rs 1
lakh accident insurance cover.
Those opening an account before January 26, 2015 will also be entitled to avail
of a life insurance cover of Rs 30,000.
Courtesy: Business Standard
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